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The Differences Between Chapter 7 and 13 Bankruptcies

By The Port Law Firm |

Most people are familiar with Chapter 7 and Chapter 13 bankruptcies, but most people are unaware that there are actually six types of bankruptcies, each of which is titled after their chapter in the Bankruptcy Code. However, everyday consumers are eligible for just three, while one is for commercial enterprises, another is for municipalities… Read More »

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Options for When You Cannot Make Your Mortgage Payments

By The Port Law Firm |

If you have fallen behind on your mortgage payments and your lender has refused your application for a loan modification, forbearance, or repayment plan, you may be feeling at a loss as what to do. You do not want to foreclose on your home, but at the same, time, you do not believe that… Read More »

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What To Do if You Are Sued for Credit Card Debt

By The Port Law Firm |

Having a lawsuit brought against you can be a scary thing, but it is even more so when the lawsuit is due to your mountains of credit card debt that you have been unable to pay. Whether you lost your job or simply failed to realize how out of control your debt actually was,… Read More »

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Drowning in Back Taxes? You DO Have Options

By The Port Law Firm |

If you are drowning in back taxes, you may feel hopeless and at a loss as to what to do. After all, you heard that the IRS does not forgive tax debt, but that is simply not true. While the IRS is by no means lenient, they do have some mercy for taxpayers that… Read More »

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Can Bankruptcy Protect My Home From Foreclosure?

By The Port Law Firm |

If you have fallen behind on your mortgage and cannot afford to pay your bills, you may feel at a loss as to what to do. The creditors are calling, threatening repossession and foreclosure. While you do not want to let your home or belongings go, you fear that you do not have any… Read More »

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How to Use Bankruptcy to Eliminate Your IRS Debt

By The Port Law Firm |

Life is often unpredictable, and while sometimes it can be so in a good way, it is more often than not the hardships that are unplanned for. Unfortunately, financial hardship is one of life’s many adversities that we fail to plan for. When, after months of being unable to pay the mortgage, putting groceries… Read More »

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By The Port Law Firm |

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